About FMI

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A History of Taking Care of Our Insureds

Franklin Mutual Insurance is one of the most established and respected insurance companies in New Jersey. In business since 1879, FMI offers superior coverages to New Jersey residents and business owners, sold exclusively through professional independent agents. Rated A (Excellent) by A.M. Best, we have the financial strength and stability to protect our insureds and continue to grow our business.

The Mutual Difference

At Franklin Mutual Insurance, we want you to know that being a mutual company means we’re in this together. We are not owned by a big corporation and we have no stockholders. Our primary responsibility and loyalty is to you, our policyholders.


  • A.M. Best A Excellent
  • NJ Biz Best Places to Work

Our Values

  • As a mutual insurance company we are committed to policyholders not stockholders. 
    • This commitment requires dedication to a strong ethical culture, excellent customer service, consistency in the marketplace and financial strength.
    • Valued benefits will include exceptional coverage options, competitive pricing, and fair and efficient claim settlements, all delivered by an engaged and competent FMI team.
  • The communities we work in and serve will be stronger, more compassionate and more environmentally sound through our efforts and contributions.

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